UPI payments get 'delegate access to contacts' option

MUMBAI: UPI users can now delegate payment access to trusted contacts—including family members, staff, or digitally inexperienced users—through a new feature on the BHIM app called UPI Circle. Launched by NPCI BHIM Services Ltd (NBSL), a wholly owned subsidiary of NPCI, the feature supports multiple use cases, including support for senior citizens, controlled spending for young adults, and secure delegation for small businesses. For instance, senior citizens can have a family member approve payments on their behalf.