The festive season is bringing a new round of bank closures across India. According to the Reserve Bank of India (RBI) holiday calendar, Monday, 29 September 2025, will be a bank holiday in select states due to Maha Saptami and Durga Puja celebrations. Both public and private sector banks in these regions will remain shut, though essential digital banking services will continue to operate.
Why Banks Will Be Closed on MondayMaha Saptami marks the beginning of the most significant phase of the Durga Puja festival. On this day, devotees worship the seventh form of Goddess Durga with grand rituals, traditional music, and elaborate pandals. The atmosphere in cities observing the holiday is filled with festive energy, as idols of the goddess are installed and special ceremonies such as “Ghatasthapana” and “Noukayan” are performed.
Because of these celebrations, banks in Agartala, Gangtok, and Kolkata will remain closed on Monday. Customers in these locations are advised to complete any branch-related transactions in advance to avoid inconvenience.
Upcoming Festival Holidays in September–OctoberThe festive period is packed with holidays that vary from state to state. Following Maha Saptami, more closures are scheduled for the coming days:
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30 September (Tuesday) – Banks will be shut in cities including Agartala, Bhubaneswar, Guwahati, Kolkata, Patna, and Ranchi for Maha Ashtami/Durga Ashtami.
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1 October (Wednesday) – Several states will observe holidays for Maha Navami, Ayudha Puja, and Dussehra.
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2 October (Thursday) – A nationwide bank holiday will be observed for Mahatma Gandhi Jayanti, with all banks across India remaining closed.
These holidays are part of a larger festive season that includes major occasions such as Dussehra, Diwali, Chhath Puja, and Durga Puja, extending into October.
Key September Holidays Already ObservedSeptember has already seen multiple regional bank holidays for events like Karma Puja (3 September), Onam (4 September), and Eid-e-Milad (5–6 September in select cities). More closures followed for Navratri establishment (22 September) and Maharaja Hari Singh Jayanti (23 September).
Weekend Closures Continue as UsualApart from festival-specific holidays, the usual weekend schedule will remain in effect. Banks are closed on Sundays and second and fourth Saturdays, meaning that customers should also plan around regular weekend breaks when scheduling important transactions.
Digital Banking Services to Stay ActiveWhile physical bank branches will not operate on these holidays, digital services such as UPI, internet banking, and mobile apps will remain fully functional. ATMs will also continue to work, though heavy festive withdrawals may lead to occasional cash shortages.
Plan Ahead to Avoid DelaysWith multiple back-to-back holidays in late September and early October, individuals and businesses should complete time-sensitive tasks such as cheque clearance, cash deposits, or large withdrawals in advance. Keeping track of your state’s RBI holiday list is essential to ensure smooth financial planning during this busy festive season.
By staying informed and using online banking options, customers can manage their finances seamlessly even as celebrations bring widespread bank closures.
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